Payment and Insurance

Investing in Therapy

Investing in your mental health is one of the most valuable commitments you can make for your overall well-being. Therapy provides a safe, supportive environment to explore your thoughts, emotions, and behaviors, leading to personal growth, improved relationships, and a better quality of life.

At New England Counseling and Consulting, we strive to make high-quality mental health care accessible and affordable. We accept many insurance plans and offer competitive private pay rates. Read our blog to learn more about alternate ways of paying for therapy such as EAP programs and using Out of Network (OON) benefits.

insurance plans
insurance plans

Insurance

We are in-network with several major insurance providers to further alleviate the financial burden. However, the best way to get the most accurate information on the cost is by calling your insurance company and discussing your plan with them. You can refer to this article on important questions to ask your insurance company about your plan.

Please note: We are not in network with Anthem/Blue Cross Blue Shield/BCBS. If this is your insurance plan, you may want to consider exploring your out of network benefits (OON) to cover the cost of therapy.

Insurance is different depending on what state each therapist is licensed in. Therefore, you must refer to the state you will be located in during therapy in order to see which therapists take your insurance.

Click the buttons below to find therapists in your state who are in-network with your insurance plan.

Private Pay

People choose private pay for many different reasons. We may not take your insurance, or your may not feel comfortable with your personal health information being disclosed to insurance companies. In order to use your insurance benefits, therapists must diagnose the individual with a mental health disorder included in the DSM V.

This may have a negative impact on people who work in aviation, the military, life insurance policies, or individuals who need a government security clearance in order to stay employed. If this is a concern for you, please contact your HR department to get clarification on what medical and mental health information they have access to.

For clients who prefer to pay out-of-pocket, our competitive cash pay rates are as follows:

Initial Intake session (60 minutes): $130

60 minute session: $130

45 minute session: $110

30 minute session: $90

In Network Plans

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a woman in glasses and a white shirta woman in glasses and a white shirt
Angela Aguilar, LICSWAngela Aguilar, LICSW

Patrick serves clients in CT and MA and can accept:

UnitedHealthcare/Optum, including the following plans: Oscar, Oxford, UHC Student Resources, UMR, All Savers (UHC), Health Plans Inc, Surest (Formerly Bind), some Harvard Pilgrim Plans

Connecticare

Aetna, including: Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services

Angela can see clients in CT and MA. For CT clients she accepts:

UnitedHealthcare/Optum, including the following plans: Oscar, Oxford, UHC Student Resources, UMR, All Savers (UHC), Health Plans Inc, Surest (Formerly Bind)

She also accepts Aetna, including the following plans: Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services

If you are located in MA and want to work with Angela, scroll down to see additional insurance she takes for MA clients

Connecticut

Jessica serves clients in CT and can accept:

UnitedHealthcare/Optum, including the following plans: Oscar, Oxford, UHC Student Resources, UMR, All Savers (UHC), Health Plans Inc, Surest (Formerly Bind)

Connecticare

Mass Health- If Optum/United/Oscar manages the behavioral health benefits for your plan. It will say it on the front or back of your card. Client must be located in CT at the time of service.

Aetna, including the following plans: Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services

Destiny serves clients in CT and MA. Here are the plans she can accept for CT clients:

UnitedHealthcare/Optum, including the following plans: Oscar, Oxford, UHC Student Resources, UMR, All Savers (UHC), Health Plans Inc, Surest (Formerly Bind)

Connecticare

Mass Health- If Optum/United/Oscar manages the behavioral health benefits for your plan. It will say it on the front or back of your card.

Aetna, including the following plans: Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services

Please scroll down to see which insurances she accepts in MA

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Lara see clients located in CT and accepts:

Husky

Aetna including Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services

Cigna including: Daniel H. Cook Administrators, Professional Benefit Administrators, S&S Healthcare Strategies, Tall Tree Administrators, Trustmark, Wellfleet Group, Southwest Service Administrators, Paragon Benefits.

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Renee see clients located in CT and accepts:

Husky

Aetna including Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services

Cigna including: Daniel H. Cook Administrators, Professional Benefit Administrators, S&S Healthcare Strategies, Tall Tree Administrators, Trustmark, Wellfleet Group, Southwest Service Administrators, Paragon Benefits.

a woman with a white shirt and a white shirta woman with a white shirt and a white shirt

Julie see clients located in CT and accepts:

Husky

Aetna including Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services

Cigna including: Daniel H. Cook Administrators, Professional Benefit Administrators, S&S Healthcare Strategies, Tall Tree Administrators, Trustmark, Wellfleet Group, Southwest Service Administrators, Paragon Benefits.

Destiny takes clients in CT and MA. She can see clients in MA with

Aetna, including the following plans: Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services

Mass Health- If Optum/United/Oscar manages the behavioral health benefits for your plan. It will say it on the front or back of your card.

UnitedHealthcare/Optum, including the following plans: Oscar, Oxford, UHC Student Resources, UMR, All Savers (UHC), Health Plans Inc, Surest (Formerly Bind)

Scroll up to see additional insurance she takes for CT clients

Massachusetts

Angela takes clients in CT and MA. Here are the plans she can accept for MA clients:

UnitedHealthcare/Optum, including the following plans: Oscar, Oxford, UHC Student Resources, UMR, All Savers (UHC), Health Plans Inc, Surest (Formerly Bind)

Aetna, including the following plans: Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services

Please scroll up to see which insurances she accepts in CT

a woman in glasses and a white shirta woman in glasses and a white shirt
Angela Aguilar, LICSWAngela Aguilar, LICSW

Patrick serves clients in MA and CT and can accept:

UnitedHealthcare/Optum, including the following plans: Oscar, Oxford, UHC Student Resources, UMR, All Savers (UHC), Health Plans Inc, Surest (Formerly Bind), some Harvard Pilgrim Plans

Connecticare

Mass Health- If Optum/United/Oscar manages the behavioral health benefits for your plan. It will say it on the front or back of your card.

Aetna, including: Meritain, Nippon, Allied Benefit Systems, Trustmark, Trustmark Small Business Benefits, Health Scope, Christian Brothers Services.

a man with glasses and a white jacket
a man with glasses and a white jacket